In order to assess your situation we offer a free, one-hour initial consultation. During this visit we will review your personal debt situation and give you sound financial advice. After the intial consultation, if if you feel that either a Chapter 13 Debt Consolidation or a Chapter 7 Bankruptcy is the right solution for your needs, you can retain our office for a $50 fee. Following your initail consultation, we generally will need to meet with you on two other occasions in order to process your paperwork and file your case. Once your case is filed, you are then protected—under Federal law—from all collection activities, including garnishments, repossessions, foreclosures, lawsuits, and judgments. Come in today to find out how we can help you resolve your personal debt situation.