Chapter 13- Debt Consolidation

Did you know that in a Chapter 13 Debt Consolidation you can lump almost every bill you have into one low monthly payment, and a majority of the time creditors are powerless to do anything about it. They are required by law, to accept the bill consolidation payback plan, whether they like it or not.

vvvA Chapter 13 bill consolidation is an alternative to a straight bankruptcy. Bill consolidation can do so much more than a Chapter 7 straight bankruptcy. It allows you to discharge debts that you might still owe if you did a straight bankruptcy.
vvvBill consolidation gives you peace of mind because it stops telephone calls and collection letters. But bill consolidation does so much more. It stops foreclosures, it stops wage garnishments, it stops the repossession of automoblies. It stops the late charges and interest and penalties on credit card accounts, taxes, and other unsecured debts.
vvvChapter 13 allows you to organize all your bills into one low monthly payment. It is not a loan. It is a federal law which requires your creditors to take less money monthly over a longer period of time, with little or no interest. Bill consolidation is a powerful law because the weight of the U.S. federal government is behind it. It is handled through the U.S. Bankruptcy Court system, and it puts you in control.